Saturday, April 9, 2011

What is Maryland Personal Injury Protection (PIP) Insurance in a Car Accident case?

Q: What is Maryland Personal Injury Protection (PIP) Insurance in a Car Accident Case?

A:  Most of my clients are unfamiliar with Personal Injury Protection (PIP) when they are involved in a Maryland automobile accident.   If you have been involved in an auto accident in Maryland, call the Law Offices of G. Randolph Rice, Jr., LLC, at (410) 288-2900 to schedule a free Personal Injury Consultation
Maryland Auto Accident Law Attorney
Free Consultation
410.288.2900

PIP is a no-fault insurance policy that is attached to your car insurance.  Most people don’t even realize that they pay for PIP each time they renew their car insurance policy with a premium payment.  

You automatically have PIP coverage and the only way you would not be covered is if you waived the PIP coverage when you paid your premium.  Most people have PIP benefits of $2,500.00, but you are able to increase your PIP benefits in Maryland with a higher premium up to $10,000 of coverage.

PIP benefits are used to pay for medical and lost wages after a car accident.  At the Law Offices of G. Randolph Rice, Jr., LLC we will seek the full PIP benefits on your behalf and ensure that all payments are made according to your policy.   We also have the ability to request that the PIP benefits be reserved to pay lost wages in a car accident case.

In addition, if you do not have car insurance or are not covered under your own policy, you may be entitled to the PIP benefits of the vehicle you are riding in if you a passenger or a policy of a household member.

If you have been involved in an auto accident in Maryland, contact our office at 410.288.2900 for immediate car accident help.  Don't talk to insurance company until you talk to me.

Dundalk, Towson, Essex, Baltimore Auto Accident Attorney with offices in Dundalk and Towson Maryland.


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